Hello my Frugal Friends, how did your spending go this last week? Did you remember to keep track of it all? In case you missed it, last week I gave a bit of homework.
"The first step to getting a handle on your finances, is to know where your finances are going. For one week, keep track of how your money is spent. Do you buy a paper, a coffee, a donut, a pack of gum each day? How often do you eat outside the home? Gas, bills, kids lunch money, toll booths, groceries?"
Were you surprised at the results? This step can be a very eye-opening experience.
This weeks homework will be much easier; pick the area you 'wasted' the most money and cut the spending in half. Continue to keep a spending log of this one area this week.
As promised, for your hard work, I will share a couple of homemade fancy coffee recipes with you.
Toffee Coffee
1 C. instant coffee
1 C. non-dairy creamer
1 C. brown sugar
Mix well (in food processor if possible) and store in air-tight container. Add 2-3 tablespoons to mug of hot water.
Cinnamon & Spice
2/3 C. instant coffee
1 1/2 C. sugar
1/2 tsp. cinnamon
1/2 tsp. nutmeg
1/2 tsp. allspice
Mix well and store in air-tight container. Add 2-3 tablespoons to mug of hot water.
Here's another frugal coffee tip:
After making a pot of coffee, turn the machine off (saving electricity) and put the coffee in a thermos to keep it hot. If you aren't going to drink a whole pot, put it in a beverage container in the refrigerator to be consumed the next day. Simply pour it in your mug and microwave 2 minutes. Unused coffee is also good in baking to take the place of water.
Grounds can be used more than once, simply leave in the basket and only add 1/2 the amount of new coffee for the second pot. When done, don't throw those grounds away! They are wonderful to put in your compost pile!
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